Credit Card Calculators
credit card calculator -
Credit Card Calculator
Credit Card Basics explain all the credit card features and terms you need to know.

Tips to manage and improve your credit standing, Credit Card Management offers helpful advice for improving your credit score.

Practical advice for consumers who fall victims to Identity Theft.

Tips and advice cardholders need to be familiar with for Protecting Against Credit Card Fraud.

Credit Monitoring

Consumers are entitled to a free copy of their credit report from each of the three major credit bureaus every 12 months.

Request your free copy by going to or call (877) 322-8228. tools can help you make informed financial decisions when obtaining a mortgage loan, or applying for a credit card.

Choosing a Credit Card

Shopping around for a credit card can save you money on fees and interest. Find a credit card with features that match your needs. This information can help you:

- Understand the terms of credit cards
- Compare

credit card interest

, terms and fees
- Know your rights when using your credit card
- Immediately file a complaint if you have a problem with your credit card

Credit Card Calculator

The calculator optimizes and determines the best distribution of your credit card debt that will generate the greatest savings. By entering your card balances, rates and credit limits this calculator determines which credit card balances should be transferred and paid off.

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.
    You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!

    For more information about this Plug-in please visit: SUN's Java™ Plug-in
    For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Credit Card Calculator - Definitions

Credit cards -

Enter up to 5 credit card accounts, one on each line.
Balance - Your current balance on your credit card debt.
Interest rate - The annual percentage rate you pay on this credit card. The rate you enter is used to calculate the interest on all future payments for the credit card. The length of time to pay off this credit card may be much greater than calculated if you enter a low promotional interest rate that is only fixed for short period of time.
Payment - This is your initial minimum monthly payment. You minimum monthly payment is calculated as 2% of your current outstanding credit card debt. While your actual minimum monthly payment may be slightly different, this is one of the most common methods used by credit card companies to calculate minimum payments.
Credit limit - This is the total amount of credit you have on this credit card. The optimizer will not allow you to have credit card balances that are over your credit limit.

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