Compare Credit Card Offers

Shopping around for a credit card can save you money on interest and fees. When comparing credit cards, you want to find one with features that match your needs. Most importantly, you need to:
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Understand the credit card features

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Compare credit card features and fees

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Become familiar with your rights when using credit card

Factors to Consider when Comparing Credit Cards

When shopping and comparing credit card offers, it is important to always compare two or three similar credit cards from different card issues before choosing. Consider some of these factors before selecting and deciding upon a credit card.
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How do you plan to use your credit card?

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Annual percentage rate (APR) on the credit card

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Grace period offered by the credit card

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Calculation of credit card finance and interest charges

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Credit card fees, annual as well as for late payment

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Cash advance features offered by credit card

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Amount of credit limit provided by credit card

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Does the credit card offer incentives, including discounts?

Types of Credit Cards Available and Compare Credit Card Offers from these Card Issuers

• Credit Card


• Bank Credit Card


• Visa Credit Card


• Mastercard


• Business Credit Card


• Prepaid Credit card


• Best Credit Card


• Free Credit Card


• Credit Card Offers


• Credit Card Calculator

References:

Creditcard.com: Compare Credit Card Offers

Cardratings.com: Your Source of Credit Card Information

WIFE.org: Women’s Institute for Financial Education

mymoney.gov: Financial Literacy & Education - Credit

U.S. General Services Administration: GSA SmartPay

Federal Trade Commission: Choosing A Credit Card: The Deal is in the Disclosures

The Federal Reserve Board: Choosing A Credit Card

Visa USA: Visa Card

Mastercard: Mastercard Worldwide

American Express: Credit Cards, Business Services, and Travel Services