Business Calculators

Advice Corner

Seven Common Retirement Misconception you need to know.

Some interesting Social Security facts and statistics that would amaze you.

While you may think Full Retirement Age is 65, depending upon you date of birth it can be as high as 67.

Factors to consider when choosing a place to retire

Learn all you need to know about FDIC Insurance including recent changes insuring accounts up to $250,000.

These Tips for Safe Internet Banking involve making smart choices that will help you avoid scams.

Bank failures in the U.S. have soared due to the credit and financial crisis. Here we have compiled a list of Failed Banks, together with the institutions that have assumed their deposits.

Credit Card Basics explain all the credit card features and terms you need to know.

Tips to manage and improve your credit standing, Credit Card Management offers helpful advice for improving your credit score.

Practical advice for consumers who fall victims to Identity Theft Victims

Tips and advice cardholders need to be familiar with for Protecting Against Credit Card Fraud

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Break Even Analysis

Business Calculators - The break even analysis calculator

is designed to demonstrate how many units of your product must be sold to make a profit. This is especially useful for small businesses, online stores, retail stores and other businesses that sell products and are required to maintain inventory. Click "View Report" to see a detailed look at the profit generated at each sales volume level.

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.

    You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!

    For more information about this Plug-in please visit: SUN's Java™ Plug-in
    For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Break Even Analysis - Definitions

Break even analysis

is a tool used by businesses to determine the level of sales needed in order to break even. The tool can also be used to determine the level of sales needed in order to achieve a specific profit.

Variable unit cost - Cost associated with producing an additional unit.
Fixed cost - The sum of all costs required to produce any product. This amount does not change as production increases or decreases.
Expected unit sales - The number of units that are expected to be sold.
Price - Price you will be able to receive per unit.
Total variable costs - The product of units produced and variable unit cost (example 10 units at $5 variable cost produces a total variable cost of $50).
Total costs - Sum of fixed costs and variable costs.
Total revenue - Product of price and expected sale unit sales (example 10 units at $10 equals $100 total revenue).
Profit - Total revenue minus total costs.
Break even - Number of units required to sell to make a profit of zero.



FREE ONLINE CALCULATORS AND DECISION TOOLS



CalculatorPlus.com

provides many free finance calculators and decision tools to help you in make wise financial desisions in the following areas:

Mortgages & Loans

- Determine your loan or line of credit payment

Credit Cards & Debt Management

- Need a plan to get debt or credit card balance paid in full?

Auto and Car Financing

- Determine monthly auto loan payment or your auto purchase price

Savings & Deposits

- What will it take to save one million dollars?

Investments & Asset Allocation

- Create a balanced investment portfolio

Insurance & Annuity

- How much life insurance do you need?

Retirement & Social Security

- Do you know how much it takes to create a secure retirement?

Business, Cash Flow & Working Capital

- Ten key financial ratios for your business



FINANCIAL CRISIS


The U.S. financial and credit crisis led to the dramatic failures of such U.S. financial institutions as Lehman Bros, Bear Stearns, Merrill Lynch, AIG, Washington Mutual, and the government take over of Fannie Mae and Freddie Mac. Find out what caused this financial and credit crisis that may lead the country into a recession or worse.

This financial and credit crisis has caused a dramatic rise in bank failures in 2008. Click here for a list of failed banks.


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