Financial Ratios Calculator

Financial ratios

:

This calculator is designed to calculate

ten key financial ratios

for your business. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention, areas such as solvency, liquidity, operational efficiency and profitability.  The Financial Ratios Calculator is useful for small businesses, online stores, retail stores and other businesses to continually evaluate their finances and profitability.

This Financial Calculator requires SUN's Java™ Plug-in. If you see this message you will need to download SUN's Java™ Plug-in. This can be done automatically by clicking the yellow bar at the top of your browser and choosing “Install ActiveX Control”.

    You can also get SUN's Java™ Plug-in here: Get the Java™ Plug-in!

    For more information about this Plug-in please visit: SUN's Java™ Plug-in
    For more information these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Financial Ratios - Definitions

Profitability Ratios:


Gross profit margin
Operating profit margin
Net profit margin

Liquidity Ratios:


Current ratio
Quick ratio

Operating Ratios:


Inventory turnover ratio
Sales to receivable ratio
Return on assets

Solvency Ratios:


Debt to worth ratio
Working capital

Total current assets - This is any cash or asset that can be quickly turned into cash. This includes prepaid expenses, accounts receivable, most securities and your inventory.
Total current liabilities - This is a liability in the immediate future. This includes wages, taxes, and accounts payable.
Total long term assets - This includes buildings and equipment (less depreciation), real estate and other assets that are not readily turned into income or cash.
Total long term liabilities - This includes mortgage, deferred taxes, notes payable and other long term liabilities.
Sales - Total sales for the period.
Receivables - Total balance in your accounts receivable.
Cost of goods sold - This is the total cost of the raw materials, supplies and labor required to produce your product for the period.
Operating expenses - Your selling, administrative and other expenses used to run your business but not directly associated with the creation of you product.
Interest expense - Your total interest expense for the period.
Inventory - Total inventory which includes normal inventory, safety stock and work in process.
Other income - Any other income your company receives that was not through its operations. This includes the sale of appreciated property or securities.
Gross profits - Gross profits are your profits for the period before operating expenses, fixed expenses, taxes or interest. This is calculated as your sales minus your cost of goods sold.
Operating income - Total income generated from your operations, after operating expenses but before interest and taxes.
Net income before taxes - Your income before taxes. This amount includes income not generated directly from your operations such as income generated from financial investments.



Users wishing to make informed personal finance decisions can take advantage of the many finance calculator, including auto finance calculator (car financing calculator), CD calculator, line of credit calculator, and insurance calculator. Additionally, business users can use the commercial loan calculator, or any of the many calculators financial or mortgage loan calculator available on CalculatorPlus.


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