Simple, easy to use Mortgage loan Calculator. Calculate your monthly mortgage payments as well as generate a loan amortization schedule. Ideal for mortgages, personal loans, student loans, commercial debt and more.
Use this Mortgage Loan Calculator to calculate your monthly payment, total interest and total loan payments. In addition, this mortgage loan calculator generates an amortization schedule to show the change in your loan balance over the term of the loan. This calculator is designed to make it easier for you to understand your mortgage and help you make important decisions about your finances.
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Shopping for a home mortgage or mortgage loan will help you to get the best financing deal. A home mortgage – whether it's for a home purchase, refinance, or home equity loan – is a product, so the price and terms are negotiable. Compare all the costs – interest rate, points, and closing fees --– when obtaining a home mortgage. Shopping, comparing, and negotiating can save you thousands of dollars over the term of your home mortgage.
- Obtain information from several mortgage lenders
- Obtain important mortgage cost – mortgage rates, points, closing fees
- See how taxes and insurance impact mortgage payments using this mortgage calculator with taxes and insurance
- Then choose the home mortgage that best meets your financial needs.
If a homeowner is at risk of default and foreclosure, call or visit one of the many foreclosure counseling organizations available to help.
In July 2008, the U.S. Congress created the HOPE for Homeowners (H4H) program, which is designed to help homeowners at risk of default and foreclosure on their mortgage refinance into more affordable mortgage loans. Find out more about the program and whether you qualify for a HOPE for Homeowners refinance mortgage.
The U.S. financial and credit crisis led to the dramatic failures of such U.S. financial institutions as Lehman Bros, Bear Stearns, Merrill Lynch, AIG, Washington Mutual Bank, and the government take over of Fannie Mae and Freddie Mac. Find out what caused this financial and credit crisis that may lead the country into a recession or worse. This financial and credit crisis has caused a dramatic rise in bank failures starting in 2008 and continuing through 2012.