Comprehensive source of mortgage loan, credit card, insurance and other financial calculators
Advice Corner
With mortgage foreclosures reaching an all-time high, Congress, the Federal Government and major banks have all begun to support loan modifications in some way. IndyMac Federal Bank, one of the first to offer loan modification to its troubled borrowers, has issued loan modification guidelines.
Bank failures in the U.S. have soared due to the credit and financial crisis. Here we have compiled a list of Bank Failures together with the institutions that have assumed their deposits.
Did you receive your Economic Stimulus Payment or Tax Refund? If you haven’t, the government is trying to track you down.
Mortgage Basics - defines all the common Mortgage Terms related to mortgage finance.
Anyone considering a mortgage should avoid these Common Mortgage Mistakes, from borrowing too much to not shopping for the best rates.
Getting approved for a mortgage can be a tricky. Here we layout the Mortgage Approval Process for obtaining a mortgage.
Because of the current increase in home foreclosures, Mortgage Foreclosure Scams are abound. Beware of Con Artists and foreclosure experts offering "too good to be true" offers.
8 Tips for Avoiding Home Foreclosure
Foreclosure Causes
HOPE for Homeowners (H4H) Mortgage Refinance Program
Financial Crisis: How Did We Get Here?
Recommended Sites
Stumble Upon!Enhanced Loan Calculator
Use this online loan calculator (calc) to look at a variety of loan scenarios
. Use the slider controls to change/calc your monthly payment, loan amount, interest rate or term. Press the "View Report" button on the loan calculator to see a complete loan amortization schedule, either by month or by year for the loan scenario you choose.
Enhanced Loan Calculator - Definitions
Monthly payment - Enter on the loan calculator the Monthly Payment for this loan.
Interest rate - Annual interest rate for this loan. Interest is calculated monthly on the current outstanding balance of your loan at 1/12 of the annual rate.
Term in months - Number of months for this loan.
Loan amount - Total amount of your loan.
FREE ONLINE LOAN CALCULATORS AND DECISION TOOLS
CalculatorPlus.com
provides many free personal finance calculators, mortgage calc, and decision tools to help assist you in making smart financial desisions in the following areas:Mortgages & Loans
Credit Cards & Debt Management
Auto and Car Financing
Savings & Deposits
Investments & Asset Allocation
Insurance & Annuity
Retirement & Social Security
Business, Cash Flow & Working Capital
LOOKING FOR THE BEST HOME MORTGAGE
Shopping for a home mortgage or mortgage loan will help you to get the best financing deal. A home mortgage – whether it's for a home purchase, mortgage refinancing, or home equity loan – is a product, so the price and terms are negotiable. Compare all the costs – interest rate, points, and closing fees --– when obtaining a home mortgage. Shopping, comparing, and negotiating can save you thousands of dollars over the term of your home mortgage.
- Obtain information from several mortgage lenders
- Obtain important mortgage cost – mortgage rates, points, closing fees
- Compare mortgage cost among several mortgage lenders using this mortgage calculator
- Then choose the home mortgage that best meets your financial needs.
FORECLOSURE COUNSELING RESOURCES
If a homeowner is at risk of default and foreclosure, call or visit one of the many foreclosure counseling organizations available to help.
HOPE FOR HOMEOWNERS PROGRAM
In July 2008, the U.S. Congress created the HOPE for Homeowners (H4H) program, which is designed to help homeowners at risk of default and foreclosure on their mortgage refinance into more affordable mortgage loans. Find out more about the program and whether you qualify for a HOPE for Homeowners refinance mortgage.
FINANCIAL CRISIS
The U.S. financial and credit crisis led to the dramatic failures of such U.S. financial institutions as Lehman Bros, Bear Stearns, Merrill Lynch, AIG, Washington Mutual, and the government take over of Fannie Mae and Freddie Mac. Find out what caused this financial and credit crisis that may lead the country into a recession or worse. This financial and credit crisis has caused a dramatic rise in bank failures in 2008. Click here for a list of failed banks.
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